Flexible Funding Options for Residential Solar 

Making the switch to solar energy is easier than ever. With a range of funding options available, homeowners in the UK can find a solution that fits their budget. From government grants to flexible payment plans, there’s a way to make solar energy affordable for your home.

  • 1. Government Grants and Incentives

    The Energy Company Obligation (ECO4) scheme offers support for energy efficiency improvements, including solar panels, to eligible households. Additionally, the Smart Export Guarantee (SEG) allows homeowners to earn money by exporting surplus energy back to the grid. 

  • 2. Personal Loans

    Homeowners can secure personal loans from banks or financial institutions to cover the upfront costs of solar installations, spreading payments over an agreed period. 

  • 3. Green Energy Loans

    Some lenders offer loans specifically designed for renewable energy projects, often with favourable terms to encourage sustainable investments. 

  • 4. Buy Now, Pay Later Schemes

    Certain providers offer deferred payment options, allowing homeowners to install solar panels immediately and begin payments after a set period. 

  • 5. Solar Leases and Power Purchase Agreements (PPAs)

    Under these arrangements, a third party installs and owns the solar panels on your property. You then pay for the electricity generated, often at a lower rate than standard utility prices. 

  • 6. Adding Solar Costs to Your Mortgage

    Some homeowners choose to incorporate the cost of solar panels into their mortgage, especially during refinancing, to benefit from potentially lower interest rates. 

  • 7. Local Authority Schemes

    Certain councils run initiatives to support solar panel installations, offering grants or interest-free loans to residents. It's advisable to check with your local authority for available programmes. 

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